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Maria Auxiladora
Mrs. María Auxiliadora Rodríguez S. is 51 years old and married. Doña María has 1 son, who is 15 years old and recently started his 4th year of high school. Her husband has his own business. Her goals are to keep her business active given the actual economic climate, since her country is in a very unstable condition. Her dreams are to increase her inventory in order to offer a variety of products and satisfy client demand. She hopes to obtain sufficient income to retire, because she has been working since she was very young to have a provide a better life for herself and her family. She needs enough income to retire since her son is still only a student and does not work so that he can become a professional and be useful in society.

María sells general merchandise and offers the following: toys, snacks, clothing, shoes, sandals, and housewares. She runs her business from her home, which she has done for 38 years. Her business was born with the goal of helping with the costs of living and to help her son get ahead in his studies. At first her business was an ambulatory format, offering merchandise door-to-door to her neighbors and friends. She thought this was the easiest way to do business becuase her merchandise was exposed to the different tastes of her clients. But, because of her age and the time it required, María could not continue walking. So she decided to establish a fixed location in her home. Her family has always been supportive of her decision. At first she could not get used to the ides of maintaining her store in a single location, since she had always been moving. Over time she became accustomed to the idea and benefits from the business she owns. Now she asks for a loan for business capital which she needs to invest in the purchase of school supplies since classes begin soon and she wants to offer what her clients need.
View original language description ↓
La Señora María Auxiliadora Rodríguez S. tiene la edad de 51 años, su estado civil es casada, Doña María tiene 1 hijo de 15 años de edad y recientemente cursa el 4 año de secundaria, su compañero de vida labora por cuenta propia, sus propósitos son de mantener su negocio activo por la situación actual ya que en el país se encuentra en una situación muy inestable sus sueños son de incrementar su inventario para ofertar una variedad de productos y satisfacer la demanda de sus clientes sus deseos son obtener los suficientes ingresos para descansar de su trabajo ya que desde muy temprana edad ha luchado para conseguir una vida mejor para ella misma y su familia y así pueda descansar para su vejes ya que su hijo actualmente solo estudia y no trabaja por lo que quiere que sea un profesional que sea útil para la sociedad.

Su actividad económica es la venta de productos de mercadería en general y ofrece lo siguiente: juguetes, golosinas, ropa, zapatos, sandalias y productos del hogar, la ubicación de su negocio es en su casa de habitación, el tiempo que tiene de poseer su negocio es de 38 años, la historia del inicio de su negocio nace con el objetivo de apoyar en los gastos de su familia y ayudar a su hijo a salir adelante con sus estudios por lo que al principio inicio de forma ambulante ofreciendo la mercadería de casa en casa de las personas que eran sus vecinos y amigos debido a que esta idea era la mas factible por que así su mercadería estaría expuesta a los diferentes gustos de sus clientes pero debido a la edad y al paso del tiempo Doña María no podía seguir caminando a como empezó desde un principio por lo que decide establecerse en un lugar fijo a como lo fue su casa de habitación y siempre apoyada por su familia deciden establecer su negocio al inicio no podía acostumbrarse a la idea de mantener su mercadería en un solo lugar por lo que siempre estuvo en movimiento pero al paso del tiempo se fue acostumbrando y obtiene lo que actualmente posee de su negocio por lo que ahora pide un financiamiento propuesto para capital de trabajo ya que necesita invertir en la comprar de útiles escolares ya que se acerca la entrada a clases y así podrá ofrecer lo que sus clientes necesitan.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $3,636
    Average annual income
  • 176
    View loans »
    Nicaragua Loans Fundraising
  • $23,211,000
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Auxiladora business Capital.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 22, 2009
Listed
Jan 25, 2009
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2009