Sabougnouma (La Bonne Cause) Group
They are highly experience and are on their fifth loan in their third year of collaboration with Soro Yiriwaso. Starting off with 50,000 francs CFA in their first loan cycle, they are now at 150,000 francs after having repaid the first four loans. This loan will be used to buy vegetables in Sikasso and fruit locally from peasant growers of Kimparana. The goods are sold door-to-door or at the crossroads. Some of the women have a fixed spot at the Kimparana marketplace, where they sell more.
According to their estimates, the expected profit with this loan could be 150,000 francs per group member. The profit will be used to repay the loan and to adress common family expenses. They have the ambition to take out larger, individual loans for diversifying their merchandise.
Note: Aminata Koné was sick in bed when the photo was taken.
Très expérimentées, elles sont à leur troisième année de collaboration avec Soro Yiriwaso et leur cinquième prêt. Elles ont commencé à 50 000 FCFA au premier cycle et sont à 150 000 FCFA actuellement après le remboursement des quatre premiers.
Ce prêt sera utilisé pour acheter les légumes à Sikasso et les fruits sur place avec les paysans producteurs de kimparana.
Les marchandises sont vendues en ambulant ou au carrefour, certaines d’entre elles ont des places fixes au marché de kimparana où elles vendent plus.
Selon leur estimation, le bénéfice attendu peut être de 150 000 FCFA par cliente avec ce prêt. qui sera utilisé pour rembourser le prêt et faire face aux dépenses courantes de la famille
Leur ambition est d’avoir des prêts individuels d’un montant élevé pour diversifier leurs marchandises.
NB : Aminata Koné était malade couchée au moment de la prise de photo.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid