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Joyce's Group
In this Group: Joyce, David, Imelda, Budala, Christine, Sylivia, Bazibu, Edward, Ruth, Hadijja, Saulman, Sofia
M. Joyce, 50, is the chairperson of Kyosiga Women’s group in Kayunga, Uganda. She is married with 3 grown up children and cares for 8 grandchildren at home. She has a farming business, supplying fresh beans, potatoes, and cassava to schools. Payments for her produce are usually made each week. She also sells ladies clothes, mostly underwear, to offices, hospitals, schools, and private homes as a side business. Over the years, she has been able to build a trusted customer base and in most cases she now just supplies her customers directly. Joyce needs her portion of this group loan to buy more clothes for sale and seeds for cultivation.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 190
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 1,990.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Joyce's Group's $2,650 loan helped a member to buy clothes for sale and seeds for planting.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 22, 2009
Jan 25, 2009
Currency Exchange Loss:
Jun 15, 2009