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T. Bahromjon is 42 years old, married and has four children. He makes his living as a market vendor, having sold fruit for the past 20 years. Over this period of time, Bahromjon had acquired the knowledge and skills required to succeed in this business. For instance, he knows how to store fruit so that it remains marketable and does not lose its taste. He sells melons, apples, pears and pomegranates in his town's central market. He is well-known in this market for his attractive prices and friendliness. All of this allows Bahromjon’s business to generate the stable income his family needs. During this time of year, demand for Bahromjon’s products is high. That is why he is planning to buy more fruit to sell. He is requesting a loan that will allow him to do this and expand his business. He promises to repay the loan within 10 months and thanks everyone who chooses to support him.

More about Tajikistan and IMON International

Tajikistan is perhaps best known for its rich history, which includes a key post along the Silk Road; the end of Alexander the Great's rule; and famous great thinkers, philosophers, scientists and poets such as Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, Mavlavi Rumi and many others. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, Western culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. Civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a solid business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 121
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Bahromjon to buy more fruit to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 16, 2009
Jan 24, 2009
Currency Exchange Loss:
Dec 15, 2009