Diep H., 36, lives in the province of Banteay Meanchey, Cambodia, where she owns and runs a plot of land next to her house growing vegetable crops. She can plant her crops twice a year, and she was taught this by her grandfather. She is currently a good mother of five children. All of them are single and still live in the family home. She is married to Srey Thoun, age 38, who is a local horse-cart driver. He also buys oxen from far-away places to raise and re-sell for a profit. Because oxen-selling is a very important business for earing money, Thoun and his wife would like to ask for a loan to buy extra oxen to raise and sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.