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Ni Luh Juliasih
Raising pigs are side job that is done by the majority of women in Perancak village. Same with Luh Juliasih who is regularly a housewife who also raised pigs around her house since a long time. This certainly helps the family income, besides helping her husband in the field. Her husband's income is uncertain, and that forced Luh Juliasih to work harder raising pigs, so that family needs could be fulfilled. After attending socialisation from DINARI staff, finally Luh Juliasih decided to borrow from DINARI to increase the capital of her pig farming. First loan was for Rp.3,750,000,- (translator's note: 1US$ fluctuates between Rp 10,000-12,000) for a 6 months period, and payment would be done at period end, after the pigs were sold. To start, Luh Juliasih plans to buy 2 piglets to fatten at Rp.350.000,- per piglet. The rest of the loan would be used as feed expenses for the next six months. After 5 months Luh Juliasih hopes to profit Rp.500,000,- from pig sales, including pigs bought with own funds. Profit from pig farming is sufficient to meet family needs and children schooling.
View original language description ↓
Memelihara babi merupakan pekerjaan sampingan yang memang dijalankan sebagian besar ibu-ibu di desa Perancak. Begitu pula dengan Luh Juliasih yang kesehariannya sebagai ibu rumah tangga juga memelihara babi di rumahnya sudah sejak lama. Hal ini tentu saja untuk menambah penghasilan keluarga disamping tentunya membantu suami di ladang. Penghasilan suaminya yang tidak menentu mengharuskan Luh Juliasih lebih giat lagi beternak babi sehingga kebutuhan keluarga bisa terpenuhi. Setelah mengikuti sosialisasi dari staf DINARI akhirnya Luh Juliasih memutuskan meminjam ke DINARI untuk meningkatkan modal usaha ternak babinya. Pinjaman pertama ini berjumlah Rp.3.750.000,- dengan jangka waktu 6 bulan dan pembayaran kembali akan dilakukan pada akhir periode pinjaman setelah babi dipanen. Untuk mengawali, Luh Juliasih berencana membeli 2 ekor bibit babi penggemukan dengan harga Rp.350.000,- per ekornya. Sedangkan sisa pinjaman akan digunakan untuk cadangan biaya pakan selama enam bulan kedepan. Setelah 5 bulan nanti Luh Juliasih berharap mendapatkan keuntungan Rp.500.000,- dari penjualan babinya termasuk babi yang dibelinya dengan modal sendiri. Hasil dari beternak babi ini memang cukup lumayan bisa memenuhi kebutuhan keluarga dan sekolah anak-anaknya.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $4,458
    Average annual income
  • 56
    View loans »
    Indonesia Loans Fundraising
  • $4,477,325
    Funds lent in using Kiva
  • 11,346.3
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Ni Luh Juliasih pigs and it's feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 23, 2008
Listed
Jan 23, 2009
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2009