Doña Gloria is single, aged 52, a worker in Asuncion Hospital with 28 years of service as a professional nurse. She has a son who is undertaking university studies. She is asking for her seventh credit in order to tile the floor in her house (living room, kitchen, dining room) and also if it is possible to repair a wall in the kitchen. All her credits have been repaid on time and in full, despite having responsibility for her mother who after a stroke lost her ability to walk. She and Gloria's sun are under her care, so she almost always works night shifts in order to be able wait on her mother during the day. She has a sister in the USA who in times of hardship helps her with the expense of the medications. Gloria suggests that her dream is to have all the quality of life and a dignified home for her son and her family.
Doña Gloria es soltera, de 52 años de edad, trabajadora del Hospital Asuncion con 28 años de servicio como enfermera profesional, tiene un hijo el que esta realziando estudios universitarios, esta solicitando su 7mo credito para utilizarlo en poner ceramica al piso de su casa (sala, cocina, comedor), ademas si es posible repellar una pared de la cocina, todos sus creditos los ha cancelado en tiempo y forma, a pesar que tiene bajo su responsabilidad a su mamá quien despues de un derrame perdio las facultades de caminar y ella y su hijo estan a su cuidado, casi siempre tiene turnos por la noche para atender durante el dia a su mamá, tiene una hermana en E.E.U.U., quien en caso de dificultad le apoya para gastos de medicametnos, plantea doña Gloria que sus deseos son tener todas las condiciones y una vivienda digna para su hijo y su familia.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.