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Sarwari Ali Gohar Group
In this Group: Sarwari, Qureshan , Razia , Hajran , Anwari Kosar
Sarwari baji is the wife of A. G., who is a citizen of the city of Multan, Pakistan and works as a security guard on a monthly wage. Her husband has another business of making plastic shopping bags to sell at the markets. Sarwari baji is a 30 year old uneducated lady. She couldn’t get an education because her family couldn't cover her educational expenses. She knows the value of knowledge, because she believes that education nourishes a person from bottom to top. She is the mother of six children: four sons and two daughters. Her daughters are in kindergarten, but she wants to send her sons to school as well. For this reason, she makes embroidered dresses to order and earns an income. She successfully enrolled her elder son in a school with the income she made. Now she is applying for a loan to buy plastic beans for making shopping bags to increase her husband’s business.

She is a group leader of some more local women. Qureshan baji and Razia baji want loans to buy biscuits and chips wholesale to sell to shops. Hajran baji wants a loan to buy wood for making furniture that people use for sleeping. Anwari baji wants a loan to buy vegetables to resell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 429
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 79.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarwari Ali Gohar Group's $675 loan helped a member to buy plastic beans to make plastic shopping bags.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 29, 2009
Jan 22, 2009
Currency Exchange Loss:
Apr 22, 2010