Daniel Kodjo is thirty-five years old. He is married and has two children, a boy and a girl. His children are currently in the junior high school. His wife is a hairdresser.
He lives with his family in Somanya in the eastern region of Ghana. The town is dominated by the Krobos, one of the many tribes in Ghana. However, there are quite a number of aliens living there as a result of work placement.
Kodjo straightens and welds cars that were damaged in accidents. He has a workshop in the community in which he lives. He has been in this business for fifteen years.
Kodjo wants a loan to acquire some material for his business, such as filler, steel plates, and electrodes. He wants to buy these materials in bulk, so he can also sell them to colleagues and workers in his community who use them for their work.