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Jana Group
In this Group: Mernah, Salwa, Ramya
The group name is Jana; it is a group made of three ladies, who lives in Aley Mount Lebanon.

- Mernah: Mernah is a 25 year old married woman. She has been working in a clothing shop for two years. Mernah requested a loan of 200 US dollars from A. Majmoua in order to purchase merchandise for the shop. This is the first time that Mernah has requested a loan.
Mernah is speciA. in her work because she is dynamic. Her clients are her neighbors and others. When she first started her business, she had difficulties finding the right place to open her shop. She decided on doing her business because of the need. In the future, she plans on expanding her business.
- Salwa: Salwa is a 32 year old married woman. She has been working in a flower shop for five years. She also sells paintings. Slawa requested a loan of 200 US dollars from A. Majmoua in order to purchase flowers for her shop. This is the first time that Salwa has requested a loan.
Salwa is speciA. in her work because she does very nice bunch of flowers and beautiful paintings. Her clients are shops and others. In the future, she plans on expanding her business.
- Ramya: Ramya is a 28 year old married woman. She has been working in a clothing shop for a year and a half. Ramya requested a loan of 300 US dollars from A. Majmoua in order to purchase merchandise for the shop. This is the first time that Ramya has requested a loan.
Her clients are her friends and neighbors. In the future, she plans on expanding her business.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.


Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $5,900
    Average annual income
  • 99
    View loans »
    Lebanon Loans Fundraising
  • $15,295,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Jana Group's $700 loan helped a member the loan will be used to purchase merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 13, 2009
Listed
Jan 25, 2009
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2009