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Ali Gitonga
Ali Gitonga N. is a volunteer member of the Runyenjes Group in Runyenjes, Kenya. The group has received training from K-MET on home-based patient care services and is also part of the K-MET microfinance program.



Ali sells music and electronics in Embu, Kenya. He has both a kibanda (stall) and a shop, which he decided to rent because it provides more security. Ali and his 3 employees sell light bulbs, sockets, and electronics as well as a selection of music CDs.



He was first an employee at the kibanda, but bought the stall in 2006. In 2008, Ali bought the shop. He says that business is good, but he needs capital to boost it.



Ali has applied for a loan of approximately 675 USD in order to buy more stock of electronics and music. This is his second loan. Ali says that he noticed an improvement in business when he was able to add more variety to his stock using his first loan, so he would like to improve upon that by adding even more variety. Competition is high in the music business, so Ali wants to be able to offer different selections.



In the future, Ali would like to own a large electronics story, perhaps venturing into a wholesale business.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 451
    View loans »
    Kenya Loans Fundraising
  • $38,327,075
    Funds lent in using Kiva
  • 78.8
    Kenya Shillings (KES) = $1 USD