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Divine Elévation Group
In this Group: Théophile, Clémentine, Véronica, Thérèse, Béatrice, Roger, Marc, Trésor, Philippe, Héradi, Nsimba, Kisita, Palagie, Marie, Kikongi, Albertine, Fifi, Emilie, Nsimba, Gaston, Rosalie, Zola, Mado, Viviane, Gerbertine, Balu, Charly, Clémentine, Ntimasiemi
Théophile started his business in 1998. With just $150 in starting capital, he began selling sacks of manioc, which he purchased in Lower Congo. Over the years, he decided to diversify his business by adding beverages to meet the high demand of the clients in his area.


With hard work and good management, Théophile’s business has prospered. He makes a profit of about $30 per day. Théophile is well known in his area as a good business man because of his organization and his ability to attract customers. His goal is to be a beverage provider in his community.


Théophile has been a member of his community bank since last November. He is 43 years old, married, and has two children. He also takes care of two other children.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 0
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,942,750
    Funds lent in using Kiva
  • 645.0
    Congo/Kinshasa Francs (CDF) = $1 USD

Success!! The loan was 100% repaid

A portion of Divine Elévation Group's $1,725 loan helped a member to purchase three crates of soft drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 14, 2009
Listed
Jan 20, 2009
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2009