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Efua
Efua A. sells groceries and firewood (a source of fuel) to the majority of fishmongers at Kawano paado in Cape Coast. She has been selling groceries and firewood for the past four years. Efua has received a primary level of education. She is a single parent with four dependents. She is responsible for paying her family's rent, utility bills and other expenses.


Efua will use this loan to buy more firewood to sell. She hopes to use the new profits from her business to invest in her children's education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 6
    View loans »
    Ghana Loans Fundraising
  • $10,860,250
    Funds lent in using Kiva
  • 1.3
    Ghana Cedis (GHS) = $1 USD