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Rukhsana M.yousaf Group
In this Group: Rukhsana , Najma , Nargis Mai, Yasmeen , Iram

Rukhsana baji is a 33 years old married woman that has resided in Multan, Pakistan for the past 30 years. Her husband's name is M. who works as a delivery man delivering different items (construction supplies, furniture) from one place to another on a donkey cart. She is the mother of four kids: one son and three daughters. None of her children attend school. Rukhsana baji is involved in a decorative embroidery business. She makes made-to-order embroidered dresses and charges $3 per dress. She is applying for a loan to buy a new donkey cart for her husband because the old cart is in very poor condition.

Rukhsana baji is a group leader of some more women in her locality. Najma baji is requesting a loan to buy clothes for her clothing selling business. Nargis mai baji and Yasmeen baji each are requesting a loan to buy burgers, eggs, cooking oil and spices for their burger joints. Iram baji is requesting a loan to buy groceries for her grocery shop.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 373
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 79.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rukhsana M.yousaf Group's $675 loan helped a member to buy a donkey cart for delivering.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 27, 2009
Jan 22, 2009
Currency Exchange Loss:
Apr 27, 2010