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Saleem Javed Group
In this Group: Saleem Javed, Rukhsana , Abida Parveen , Rasoolan

Saleem J. baji is a 43 years old married woman and resides in a city named Multan, Pakistan which is famous for its shrines. She was unable to receive an education due to her lack of financial resources. Her husband, J. S., is a government employee. Saleem J. baji is the mother of seven children: five sons and two daughters. Her oldest son works in a factory. Another works in a general store. Her other children are receiving an education from a school which is located near their house. Saleem baji sells children's clothing which helps her husband meet the financial expenses of the family. She feels fortunate to be living in Multan because people come to buy clothes from different cities. She is applying for a loan to buy more clothes for her business.

Saleem J. baji is a group leader of some more women of her locality. Rukhsana baji is requesting a loan to buy calling cards to resell. Abida parveen baji is requesting a loan to buy medicines for her medical store. Rasoolan baji is requesting a loan to buy scrap for her scrap business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 348
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 79.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saleem Javed Group's $675 loan helped a member to buy clothes to resell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 27, 2009
Jan 22, 2009
Currency Exchange Loss:
Apr 22, 2010