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Saleem M.ramzan Group
In this Group: Saleem , Nosheen , Haseena , Khatoon Begum , Shahnaz

Saleem baji is a 53 year old widow and resides in a two room brick house with her four sons in a city Multan, Pakistan. Her husband died 5 years ago. Saleem baji and her husband were very close and when he past away she became very depressed. Her sons helped her through that very difficult time and she is very thankful. Her sons run a milk shop in the community. She has successfully repaid her past three loans from Asasah (a microfinance institute of Pakistan) and now she is applying for a loan to buy another buffalo to expand her sons’ milk selling business.

Saleem baji is a group leader of some more women of her locality. Nosheen baji is requesting a loan to buy bangles for her bangle selling business. Haseena baji is requesting a loan to buy a sewing machine to sew clothes. Khatoon begum baji is requesting a loan to buy goats for her animal selling business. Shahnaz baji is requesting a loan to buy cosmetics to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 79.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saleem M.ramzan Group's $900 loan helped a member to buy another buffalo for a milk selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 28, 2009
Jan 21, 2009
Currency Exchange Loss:
May 3, 2010