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Ricardo
Ricardo is 31 and unmarried. He lives in his mother's house with his mother and his 11-year-old son. He works in his own food processing operation, processing primarily artichokes, which are native to his region. His job involves obtaining the artichokes, either by growing them himself or buying them wholesale from other farms, extracting the pulp, and packaging it into airtight jars. He also buys trout wholesale from a relative's fish farm. As soon as his merchandise is ready, he travels to the capital, Lima, to sell it in the main markets. Over the past 5 months, Ricardo has found this to be an excellent way to generate income. Both his clientele and the demand for his products have grown, so now he wants to increase production, and further improve the quality of his products. His dream is to have a food processing company and his own trout farm so he can become a major supplier.

This will be Ricardo's third loan with MFP; he has learned a lot about teamwork, and his sense of responsibility has grown. He plans to use his loan to buy containers for his artichokes so he can make them look better. Each package of containers costs 45 soles, and he wants to buy 50 at this time. He'll use the rest of the money to buy more wholesale artichokes and trout.
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Ricardo tiene 31 años, no tiene esposa, vive con su hijo de 11 años y con su madre, en la casa de ella. Él trabaja en su propia procesadora de alimentos, específicamente de la alcachofa, que es un producto nativo de su zona, su trabajo consiste en adquirir, tanto de sus propias tierras de cultivo, como la compra de cosechas de otros campos, la alcachofa al por mayor, luego extrae la pulpa y la envasa en frascos herméticos. También compra truchas al por mayor de la piscigranja de un familiar, una vez que tiene su mercadería lista, viaja a la ciudad capital, Lima, para venderla en los principales mercados. En el tiempo de 5 meses que han transcurrido, ha visto que generarse ingresos de esta manera ha sido una gran idea, ya que Ricardo ha aumentado su clientela y su demanda, por lo que desea aumentar su producción, a la vez de mejorar aún más la calidad de sus productos. Su sueño es tener una empresa procesadora de alimentos y su propia granja de truchas para ser un gran abastecedor. Es la tercera vez que Ricardo tiene un préstamo con MFP, donde aprendió a trabajar en equipo y reforzó más su sentido de responsabilidad. El dinero que solicita es ara comprar los recipientes para almacenar sus alcachofas, de esta manera darle mejor presentación a sus productos, el precio de los paquetes de envases está valorizado en 45 soles cada uno, piensa adquirir en esta ocasión, 50 paquetes, y con el monto que resta comprar más alcachofas y truchas al por mayor.

About Peru

  • $12,000
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Ricardo to buy jars, which he'll use to package his products.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 8, 2009
Listed
Jan 19, 2009
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009