The “Transito” group, represented by Mr. Percy, is a group comprised of capable and hardworking people who dedicate themselves to such tasks as the sale of clothing, groceries, construction, a hair salon, bread making, and baked goods in general. The group members are aware that competing in the commercial market is difficult, but not impossible, and because of that they put forth their maximum effort to better themselves and their products to compete in the supply and demand market. The loan will be used to purchase materials and supplies so that they are able to do such things as improve their work tools to supply a finished product of better quality. Within the group there are members that have experience in solidarity groups and who also have experience managing granted loans; as exemplified in previous cycles they are responsible people who fulfill their promises.
El Grupo " Transito" están representados por el Señor Percy, es un grupo conformado por personas capaces y trabajadoras las cuales se dedican a actividades como la venta D. ropa, abarrotes y a actividades como la construcción, peluquería y a la elaboración D. pan y repostería en general. Los socios (as) saben que la competencia en el mercado comercial es difícil, pero no imposible, por eso ponen su máximo esfuerzo para superarse y mejorar sus productos para competir en el mercado D. la oferta y la demanda. El destino del financiamiento es para la compra D. materiales e insumos así como a la mejora D. sus herramientas D. trabajo para entregar un producto terminado D. mejor calidad. Dentro del grupo existen socios (as) que tienen experiencia en grupos solidarios y en el manejo D. los capitales otorgados y por lo demostrado en anteriores ciclos son gente responsable y cumplida.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.