Check out some available loans that are similar to this one!
Johana Patricia
Ms. Johana Patricia G. is 36 years old and single. She has two daughters, one of whom is 17 years old and has one year of general studies, while her other daughter is 12 years old and has six years of primary education. The purpose of this credit is to meet the demand that already exists since she depends on the profits of her business to support her home economically. Her dream is to acquire her own home because she currently lives in the home of her mother and would like her children to gain a better life. Getting a good education is an important part of her children's progress and for society and the country.

Ms. Johana's economic activity is the roaming sale of cosmetics and clothes. She has worked in this business for nine years. Ms. Johana started this business because of the necessity of having an income stream to care for her family and to meet the responsibility of giving her children basic necessities. She decided to offer clothes and cosmetics because her clients are office workers at local businesses. She started with just a few products such as shirts, pants and perfumes and in this manner was able to obtain work. She now needs working capital to purchase products from different departments in the country, since she doesn't want to lose clients if she cannot offer them the products they request and her main goal is to obtain a greater variety of merchandise to offer them.
View original language description ↓

La señora de Nombre Johana Patricia G. tiene la edad de 36 años, su estado civil es soltera, Doña Johana tiene 2 hijas su edades son las siguientes su hija mayor de 17 años cursa el 1 año de estudios generales y su otra hija de 12 años cursa el 6 grado de primaria, sus propósitos con este nuevo crédito es de satisfacer su demanda ya que con ello depende su ganancia por consiguiente tiene que proporcionar el aporte económico al hogar sus sueños son de adquirir una vivienda propia por que en la que habita actualmente es de su Mama su deseos es sacar a su hijas adelante por lo que su importancia es que sus hijas logren tener una buena educación para que proporcionen progreso para nuestra sociedad y al país.


La actividad económica es la venta de cosméticos y ropa, la ubicación de su negocio es de forma ambulante, el tiempo que tiene de poseer su negocio es de 9 años, Doña Johana inicia este negocio por la necesidad de tener una fuente de ingresos ya que tenia a su familia a cargo y tenia que cumplir con la responsabilidad de proporcionarle a sus hijas lo necesario por lo que decide ofrecer ropa y cosméticos por lo que sus clientes eran trabajadores de oficina y empresas locales por lo que decide incursionar en este negocio pero decide empezar con pocos productos como lo es camisas, pantalones y perfumes y es así como obtiene este medio de trabajo por lo que ahora necesita el financiamiento para capital de trabajo ya que tiene que realizar compras en los diferentes departamentos por lo que no quiere perder a sus clientes por no ofrecer lo que estos le piden ya que su mayor interés es obtener mas mercadería para ofrecer.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $3,636
    Average annual income
  • 123
    View loans »
    Nicaragua Loans Fundraising
  • $23,803,950
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Johana Patricia working capital.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 13, 2009
Listed
Jan 19, 2009
Currency Exchange Loss:
Covered
Ended:
May 15, 2009