Karam K. is a very optimistic man in spite of the circumstances he has endured. He is 51 years old and married with four children. Karam raises livestock, and he uses his income to support his family’s expenses. He has a great appreciation for animals and Karam wishes to increase his sheep count, and therefore increase his earnings. He hopes that you can help him by funding his loan. You could become an important part of his family's life. Karam deeply appreciates the trust and support you are giving him.
Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.
In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.