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Kayunga-Agiro Immaculate Group
In this Group: Immaculate , Matilda, Mary, Hellen , Betty, Grace, Grace, Matilda, Anna Mary
Immaculate A. (in the back, center) is 25 years old. She is a hard-working widow with 4 children. Immaculate brews and sells ajong (a local brew) in Pallisa. She purchases millet from farmers and uses it to prepare ajong which she sells to her customers. She has been running this business for 3 years and it has enabled her to care for her children.

She is using the loan to purchase more millet for making the brew and also jerrycans that will help in stocking it due to anticipated increase in production. Her major dream is to open up a bar and restaurant. She also wishes to educate her children to university level.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 1,974.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kayunga-Agiro Immaculate Group's $675 loan helped a member purchase millet for brewing and jerrycans for storage.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 7, 2009
Jan 18, 2009
Currency Exchange Loss:
Nov 15, 2009