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Betty
Betty is 40 years old, a single mother of three; she lives with two of her children in her mother's house, and her other son lives with his father. Ten years ago she used to sell food at the local farmers' market, but she stopped doing this because it became too labor-intensive and competitive. Since then she made a change in her life and started to sell spices, which she buys wholesale and repackages them in smaller bags. She walks about three kilometers daily offering her products. Throughout this time she has gained many customers who have started to request more products. She wants to fulfill her customers' wishes in order to keep generating this income for her family. Thus she has slowly been growing her business, selling everything that her customers request, from spices to office supplies; this has made her business more lucrative. She now only goes out about 2-3 times per week, earning between 150-200 soles each time, spending the rest of time repackaging the spices. Betty is very happy with her work, has had no difficulties, and wants to increase her capital and take her business to areas where there is no competition. This is her second loan through MFP, and she is committed to continue paying on time and being a good customer. The money requested will be used to buy more merchandise such as thread, buttons, snaps and other spices in order to grow her customer base. She also would like in time to be able to travel to the capital city to buy her products at a cheaper cost.
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Betty tiene 40 años, es madre soltera de tres hijos, de los cuales vive con dos de ellos en la casa de su madre, mientras su otro hijo vive con su padre. Hace 10 años atrás vendía comida en el mercado, dejo esta actividad por ser muy trabajosa y no terminaba de vender toda la comida debido a la competencia que había en el mercado; desde entonces le dio un giro a su vida, vendiendo condimentos, compra por kilos el ají colorado, la pimienta comino, etc., y luego los envasa en bolsitas pequeñas, va caminando de dos a tres kilómetros de bodega en bodega ofreciendo sus productos. Todo este tiempo a ganado muchos clientes, los que comenzaron a pedirle otros productos, entonces ha visto por conveniente satisfacer a todos sus clientes, mientras le generen más ingresos económicos a su hogar. Poco a poco ha ido incrementado su negocio; vende todo lo que le piden sus cliente, desde sus condimentos, hasta útiles de escritorio, negocio que le es más rentable, debido ello, sale 2 o 3 veces a la semana y gana entre 150 a 200 soles cada vez, los otros días se dedica a embolsar los condimentos. Betty está feliz con su trabajo y no le encuentra dificultad alguna, al contrario, quiere seguir incrementado su capital, y sobre todo quiere llevar sus productos a las zonas donde no llega su competencia. Este es su segundo préstamo con MFP, y está comprometida a seguir pagando de la misma forma como lo ha venido haciendo, con puntualidad, sobre todo, no quiere quedar mal con la institución, ni con su banco comunal. El dinero solicitado lo piensa utilizar en la compra de mercadería como hilos, botones, grecas y los condimentos, con la finalidad de captar clientela y con el tiempo quiere ir de compras a la capital donde pueda encontrar a menor precio sus productos.

About Peru

  • $12,000
    Average annual income
  • 109
    View loans »
    Peru Loans Fundraising
  • $57,345,725
    Funds lent in using Kiva
  • 3.2
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Betty incremento de la mercadería que vende.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 22, 2008
Listed
Jan 16, 2009
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2009