The "15 D. Diciembre " group is maD. up of people owning a variety of different types of businesses. They are represented by SonI.. The women of the group work selling cosmetics from catalogues, selling food and running their grocery stores; the men of the group also have small businesses such as selling belts, wallets and food. As in any commercial setting, there is always competition in sales and in supply but all the members try to offer new products in order to satify the demand for their products and to ensure they offer good-quality products at a good price. The loan will be used to bolster their stock, buy materials for their businesses and the purchase of tools to improve the quality of their products. The members have been part of other groups previously and have demonstrated their responsibility, having repaid previous loans in full: they are familiar with working as a group.
El grupo "15 D. Diciembre " esta integrada por personas D. negocio D. diferente rubro y representados por la señora SonI.. Las socias integrantes desempeñan diferentes actividades como a la venta D. cosméticos por catalogo, venta D. comida y tienda D. abarrotes; los socios participantes también tienen comercios pequeños, como venta D. cinturones, billeteras y comida. Como en todo rubro comercial siempre existe la competencI. D. la oferta y la demanda espacialmente en el sector comercio pero los socios siempre tratan D. estar con la mercadería nueva para poder cumplir con la demanda D. productos y ofrecer productos D. buena calidad y a abajo precio. El crédito esta destinado para incrementar su mercadería, comprar material D. trabajo y a la compra D. herramientas para mejorar la calidad D. sus productos. Los socios (as) participaron con anterioridad en grupos diferentes demostrando responsabilidad y cumplimiento en sus pagos, por lo conocen el trabajo en grupos solidarios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.