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Esmeralda U. owns a general store located in the central market in the city of León, where she has stood out as a trader of different products and also of basic grains like rice, beans, and sugar, among others. The reason for which Esmeralda has arrived at Ceprodel, a Kiva partner, is to benefit from a loan which she will use to buy products for her store. It is because of these loans from Ceprodel that she has been able to advance with her business.
View original language description ↓

La señora Esmeralda U. se dedica a su negocio de pulpería ubicado en el mercado central de la ciudad de León donde se ha destacado como buena comerciante de diferentes productos y también de granos básicos como lo son arroz, frijoles, azúcar, entre otros.

El motivo por el cual la señora Esmeralda ha llegado a Ceprodel es para ser beneficiada con un crédito con el cual comprar los productos para su pulpería. Es por esto que ha logrado salir adelante gracias a estos créditos brindados por Ceprodel el cual le han beneficiado grandemente en su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 20.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Esmeralda purchase of products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 26, 2008
Jan 17, 2009
Currency Exchange Loss:
Jan 15, 2010