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Veronica A. is a single mother with five dependents. She has completed up to senior high school. Veronica sells fish. She buys fish directly from the fishermen, processes and preserves them, and than sends them to the market at Liverpool Street in Elmina to sell. She has done this since 2005. Veronica uses her income to pay for her family's financial needs and the children's school fees. Veronica will use the loan to buy fish in larger quantities for processing and sale. With the increased profits from her expanded business, Veronica plans to reinvest in the business to increase her capital base.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 1.3
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Veronica veronica will use the loan to increase her capital to buy fish in larger quantities for processing and sale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 18, 2008
Jan 17, 2009
Currency Exchange Loss:
Aug 15, 2009