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Juana Francisca
Juana Francisca lives in the South Laureles section of the city of Managua. She is 43 years old, married and has three children. Two of the children are grown and on their own, while one is 10 years old and still in school. Her husband works as a mechanic for a private company named INSS. Juana makes tablecloths, decorations, and clothing. Her customers prefer to order handmade knitted items, and she has been in this business for ten years. Almost everything she makes is sold abroad, and since there is a delay before items reach the hands of the customers, her payment is delayed a bit. She learned to knit when she was very young and now it is her livelihood. This is Juana’s fifth loan from AFODENIC and she hopes to buy yarn and fabric for constructing her handicrafts as she has too many orders for the materials on hand. In the future, Juana plans to establish direct contacts abroad to which to send merchandise, to complete some home improvements and to educate her youngest child.
View original language description ↓
Doña Juana Francisca reside en el barrio Laureles sur en la ciudad de Managua, tiene 43 años de edad, casada, con tres hijos, dos mayores que están independiente y uno de 10 años que esta en el colegio, su esposo se desempeña como mecánico en una empresa privada INSS, su negocio es la elaboración de manteles, adornos, vestidos y los pedidos y estilo que le deseen los clientes es tejidos manual tiene diez años en este trabajo pues casi todo los trabajo son vendido en el extranjero lo único como dilatan día para estar en las manos de los clientes, así su dinero tarda un poco, aprendió a tejer desde muy chica y ahora es su subsistencia, esta es la quinta solicitud de préstamo que hace en Afodenic y con esta desea comprar lana, tela para elaborar las manualidades ya que el volumen de pedido es mucho y abecé se le dificulta. Sus planes a futuro es crear contactos directos en el extranjero para enviar la mercadería, a si como terminar de hacer mejoras a su vivienda y educar a su hijo menor.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 20.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Juana Francisca purchase of yarn, fabric and tools for making her products.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 12, 2009
Feb 1, 2009
Currency Exchange Loss:
Oct 15, 2009