Elnara lives in small village of the Saatli region, Azerbaijan. She is single and lives with her parents, who she also cares for. Living a hard and poor life, Elnara decided to start her own business ito earn some money and improve the life of her parents who are on a pension now. She purchases cattle and raises them, feeds them, and then her father takes them for selling to the local livestock bazaar. Also her father pastures calves while Elnara takes care of her mother. As she is officially "unemployed" she is looking for alternatives. Elnara is currently requesting a loan of 1200 USD to purchase more calves, and she hopes to expand her business in order to continue to support her family.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.