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Diadiaratou
Diadiaratou B. is 36 years old and lives in a large family with her husband and their six children (four boys and two girls) in Banconi, one of the suburbs of Sikasso, in Mali.

Twelve years ago Diadiaratou B. began buying and selling edible, after having unsuccessfully tried a number of businesses. She sells from home and from her local market where she has a large table from which to sell her merchandise. She is very sought-after by her customers because of the quality of her products. To satisfy her increasing number of clients, she decided five years ago to join the microfinancial institution Soro Yiriwaso. After two loans as part of a neighbourhood businesswomen's association, the Soro Yiriwaso Association of Banconi, she is now asking for her fourth individual loan. All her previous loans were repaid.

She will buy 18 drums of edible oil. She buys her merchandise in the local oil mills. Given the location of her neighbourhood, Diadiaratou B. has good sales. Her customers are mainly women during times of ceremonies such as weddings, baptisms and so on.

She expects that this loan will allow her a monthly income of 90,000 FCFA with which she will contribute to the household expenses, pay the loan interest, and invest the remainder in her business.
Madame Diadiaratou B. a 36 ans et vit dans une grande famille avec son époux et ses six (6) enfants (4 garçons et 2 filles) à Banconi, un des quartiers périphériques de la ville de Sikasso ( troisième région administrative de la république du Mali).
Madame Diadiaratou B. après avoir mené beaucoup d’activités sans succès, elle s’est initiée à cette activité d’achat et de vente d’huile alimentaire il y a maintenant douze (12) ans. Elle mène son activité au domicile et au marché de son quartier où elle dispose une grande table sur laquelle elle vend ses marchandises. Elle est beaucoup sollicitée de sa clientèle pour la qualité de ses produits. Pour satisfaire sa clientèle de plus en plus croissante, elle décida de collaborer avec l’institution de microfinance Soro Yiriwaso depuis maintenant cinq (5) ans. Après 2 prêts solidaires (prêt de groupe) dans une association de femmes de son quartier (Association Soro yiriwa de Banconi), elle est à son 4ème prêt individuel commerçant (PIC) , tous correctement remboursés.
Elle compte acheter avec ce prêt 18 bidons d’huile alimentaire. Elle achète ses marchandises dans les huiléries de la place. Vue le positionnement de son quartier, Madame Diadiaratou B. fait beaucoup de ventes, au comptant ou à crédit à une clientèle composée des femmes surtout lors des cérémonies (mariage, baptème, etc.).
Elle envisage réaliser avec ce prêt un bénéfice mensuel de 90 000 FCFA qui sera utilisé essentiellement pour , contribuer aux dépenses familiales, payer les intérêts de son prêt et investir le reste dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 9
    View loans »
    Mali Loans Fundraising
  • $10,386,300
    Funds lent in using Kiva
  • 491.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Diadiaratou to buy edible oil for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 23, 2008
Listed
Jan 16, 2009
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2009