Phoeurn L., 42, and is married to Nhov Yeng, who is 41 years old. They live in a rural area of Siem Reap Province, Cambodia. They have eight children; six of them are single and the other two are married. Three of their single children are employed and help with family's needs. Phoeurn is a local cultivator. She grows different kinds of crops, including rice, vegetables, and fruits, and sells them to a reseller at the market three months after planting. Her husband sells wood carving. He carves from wood from the forest, using a cow-cart as transport, and then sells the items at clients’ houses. Phoeurn is applying for a loan of $1000 as capital. The loan will allow her to buy two cows and a cart to use for her farm work, as well as for her husband’s wood transporting.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.