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Candelaria
Señora H. is single, 39, and a nursing assistant. She has 23 years of service at Hospital Asunción. She has two children, a son who is in his third year of studying zoology at the agricultural university, and a daughter who is in fourth grade. Candelaria considers that she rented a place to live for 18 years, and at the end of 2008, she thought she earned enough money to realize her dream of having her own home. She acquired her home through Cáritas, where she paid $1,000. She had the land that she purchased with her credits that AFODENIC offered her. On this occasion, she is requesting her sixth credit, which she will use to build a small addition to her kitchen, to install electricity and water, and to construct a bathroom, which will give her home more comfort. At the same time, she will accomplish the project that she set out to achieve and will have the possibility of moving into her own home, a dream that she has has for a long time. With the support of AFODENIC, she can now offer her children their own roof to sleep under. Although it is small, it is worthy and it's better because it's their own. She has the support of her son, who makes money while he is not in class and shares with her. She expresses that she always asks God to let her comply with her credit obligations because it is always necessary to serve him with confidence.
View original language description ↓
La Sra. H. es soltera, de 39 años de edad, auxiliar de enfermeria, trabajadora del Hospital Asuncion con 23 años de servicio, tiene 2 hijos, un varon estudiando 3er año de zootecnia en la Universidad Agraria y la niña en 4to grado de primaria. Doña Candelaria plantea que vivio durante 18 años alquilando y fue hasta finales del año 2008 que pudo realizar su suelo de tener una vivienda propia, la que obtuvo a traves de Cáritas donde pagó U$.1,000.00 dólares, ella tenia el terreno que compro con los creditos que AFODENIC le ha otorgado. En esta ocacion esta solicitando su 6to credito el que utilizara para construir un pequeño anexo para cocina, instalar energia electrica, agua y construccion de una letrina, con lo que dará una mayor comodidad a su vivienda, una vez realizado el proyecto que se ha planteado tendra la posiblidad de trasladarse a vivir en lo que es propio, sueño que se realizo despues de mucho tiempo y con el apoyo que le brindó AFODENIC, ahora puede ofrecer a sus hijos un techo aunque pequeño pero digno y lo mejor que es propio. Ella tiene el apoyo de su hijo que realiza algunas activivdades en el tiempo que no esta en clase, donde el dinero que percibe lo comparte con ella. Manifiesta que le pide a Dios siempro cumplir con sus compromisos crediticios, pues siempre se necesita qeue le sirvan con confianza.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $3,636
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $23,617,600
    Funds lent in using Kiva
  • 20.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Candelaria to construct an addition to her kitchen and a bathroom.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 16, 2009
Listed
Feb 1, 2009
Currency Exchange Loss:
Covered
Ended:
Oct 16, 2010