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Naing K., 25, lives in Pursat Province and earns a living cultivating rice crops and vegetables on a plot of land. She started this business in 2001 and is able to harvest the crops twice a year. K. has two children, both of whom are still young and live at home, while her husband, 24, works with her in the rice and vegetable farming business, in addition to catching fish for sale. K. works hard every day and would like to take out a loan to purchase a buffalo to help her plow the farmland.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 322
    View loans »
    Cambodia Loans Fundraising
  • $37,579,275
    Funds lent in using Kiva
  • 4,148.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Naing purchase of a buffalo for plowing farmland.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 24, 2008
Jan 15, 2009
Currency Exchange Loss:
Aug 15, 2009