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Huot R., 51, lives in Kompong Tom province, Cambodia where she has owned a plot of land since 1979. She grows rice crops, which she plants twice a year.

She is a good mother of seven childR.: four are single and three are married and live away from home. To help meet a little more of the family's needs, three of her childR. are employed as wood carving sellers. She is married to Sok Phan, age 52, who also sells wood carvings that depend on carving from the forest.

In view of the fact that rice growing is R.'s main source of income to sustain her family’s living conditions, and in order to help her meet the hard physical labor demands of farming work, Huot R. is applying for a loan to buy two cows to use for plowing the fields and also to raise for their offspring.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,145.7
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Huot to buy two cows to use for plowing the fields.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 17, 2008
Jan 15, 2009
Currency Exchange Loss:
Jan 15, 2010