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Lumanai
Lumanai M., 41, is married with 5 children. She has many years of experience in a plantation business. She sells to the villagers and general public 3 days per week. She has 3 previous loans with SPBD. She expects her weekly net cash flow to be 450 Tala (~187 USD). SPBD loans are Lumanai’s only access to capital because she was never able to qualify for a loan with the traditional banks. Part of her loan will be used for home maintenance and things for her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 108
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 3.1
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Lumanai to purchase chemicals, knives and sacks of fertilizers; also, for renovating her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 19, 2008
Listed
Feb 1, 2009
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2010