Tautala N., age 41, is single. She she is new to the pig business. She sells to the people of her village and to the public three days per week. She is a new member of SPBD with only one previous SPBD loan. She expects her weekly net cash flow to be 40 Tala.
SPBD loans are Tautala’s only access to capital, because she has never been able to qualify for a loan from traditional banks. Her family will help her to develop her piggery.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.