Temukisa L. is married with children. She has three years of experience in the plantation business. She sells to villagers and the general public two days per week.
She has one previous loan with SPBD. She expects her weekly net cash flow to be 320 Tala (~133 USD). SPBD loans are Temukisa’s only access to capital because she was unable to qualify for a loan with traditional banks. Part of the loan will be used for buying timbers and iron-roofs for home improvement
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.