Solidarité Group
| $3,725 |
Loan Request
Pre-Disbursed
: Jan 7, 2009
Listed: Jan 10, 2009
Funded: Jan 11, 2009
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|---|---|
| $3,725 |
Paid Back
Ended: Jun 15, 2009
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About the Field Partner
| HOPE DRC, a partner of HOPE International administers this loan. Learn more | |||||||
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| Field Partner: | HOPE DRC, a partner of HOPE International | ||||||
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| Field Partner Risk Rating: | |||||||
| Fundraising Status: | Pilot | ||||||
| Time on Kiva: | 35 months | ||||||
| Kiva Entrepreneurs: | 4990 | ||||||
| Total Loans: | $621,900 | ||||||
| Interest & Fees are Charged: | Yes (Learn more) | ||||||
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| Delinquency Rate: | 0.00% | ||||||
| Default Rate: | 0.00% | ||||||
| Currency Exchange Loss Rate: | 0.00% | ||||||
| More on this field partner >> | |||||||
About the Country
| Country: | The Democratic Republic of the Congo |
|---|---|
| Avg Annual Income: | $119 |
| Currency: | Congo/Kinshasa Francs (CDF) |
| Exchange Rate: | 666.1000 CDF = 1 USD |
Marie Jeanne Beko, Ado Mbuluku, Daniel Ntama, Mpia Mandulu, Makambo Awundu, Buya Buya, Mado Lutonadio, Fanande Mbenge, Sophie Balemo, Albertine Mputu, Thethe Nimbu, Irma Fataki, Wivine Ngolo, Espérance Masaka, Ambroise Makenga, Sadi Mavova, Coco Kuyala, Aimée Maswanga*, Micheline Mabwankama, Ngongo Mweyi, Marie Claire Banzenza, Blandine Masi, Esther Kumosi, Florance Khenza*, Guylain Wateka, Henriette Balonga, Alain Ngandu, Bénie Luboko, Sévirène Kawata
* not pictured
About the Loan
| Location: | Kinshasa, The Democratic Republic of the Congo | Repayment Term: | 6 months (more info) |
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| Activity: | Food Market | Repayment Schedule: | Monthly | |
| Loan Use: | To purchase an ice chest, cartons of eggs, and crates of soft drinks | Currency Exchange Loss: | Covered | |
| Default Protection: | Covered |
Irma began purchasing and re-selling about 10 kilograms of corn. Over the years, her business sometimes stopped because of her studies, but she did not close completely. In April 2008, Irma decided to join Solidarité Community Bank, one of Hope’s groups (a DRCongo Microfinance Program), and she has received three loans. Through the funds received from Hope’s loans, Irma’s business began to expand and she was able to stabilize her merchandise.
With the new loan, Irma will purchase an ice chest, 2 cartons of eggs, and a crate of soft drinks to expand her product offerings to her customers. Irma believes that she will increase her profit by selling these new products. She is 32 years old, single, and has a 3-year-old boy. She lives with her parents. Irma’s dream is to open a fresh food store.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Solidarité Group
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Loan has been disbursed
Location: Kinshasa, The Democratic Republic of the Congo
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Posted by
from Kinshasa, The Democratic Republic of the Congo
Jan 12, 2009 |
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Comment on this entry
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Irma Fataki est très reconnaissante
Location: Kinshasa, The Democratic Republic of the Congo
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Posted by
Robert Kalala from Kinshasa, The Democratic Republic of the Congo
Apr 9, 2009 |
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Comment on this entry
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Repayment Schedule for Solidarité Group
Repayment Schedule for Solidarité Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| March 2009 | $465.62 | $465.62 |  Repayment Received
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| April 2009 | $931.24 | $931.24 | Repayment Received
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| May 2009 | $931.24 | $931.24 | Repayment Received
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| June 2009 | $1,164.05 | $1,164.05 | Repayment Received
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| July 2009 | $232.85 | $232.85 | Repayment Received
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