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Nheu's Group
In this Group: Nheu, Trey, Lim, Khea
Mrs. Nheu B. is a group leader of four people who all live in Tropang Tasok village in Kampong Chhnang province. She sells firewood and can earn a little money. Her husband, Mr. Keo Hom, is a farmer who owns a small piece of land to cultivate rice. Even though they try to work hard, they still earn little income to support their household. In order to improve their living, Mrs. Nheu B. decided to request a loan to buy two piglets to start a business breeding pigs. She is 37 years old and the mother of five children, three of whom are enrolled in the local school while the others are too young to work or study.

One member of this loan group has a monthly payment loan, and the other three have end-of-term loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to do so. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK (Kiva's Field Partner) has a delinquency rate of only 0.09% and, a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,077.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nheu's Group's $175 loan helped a member to buy two piglets to start a pig-breeding business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Dec 16, 2008
Jan 10, 2009
Currency Exchange Loss:
Sep 20, 2009