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Karla Vanessa
Karla is 31 years old, single mother and has been working as a teacher in elementary school for the past 7 years. She works in El Ayote, traveling to the Dominican Republic on weekends to see his son who is 8 years old. His son is in 4th year of primary school. Her mother takes care of her son. She is requesting her 7th loan which she will use to build a kitchen and make some space in her room. Karla has been paying off her loans on time and she shares that these loans have been very helpful in the past. She wishes to improve her living and give her son the privacy he deserves. Even though Karla is very young, she is very responsible and has maintained her integrity in paying off these loans on time.

View original language description ↓
La joven Karla Vanessa de 31 años de edad, es madre soltera, trabaja como profesora de primaria desde hace 7 años en El Ayote, viajando a Santo Domingo los fines de semana para ver a su pequeño, tiene 1 hijo de 8 años estudiando el 4to grado de primaria, su mamá le cuida al niño, está solicitando su 7mo credito el que utilizara para construir una cocina, ademas hacer arranques para un cuarto y levantar las paredes hasta donde pueda. Karla ha pagado en tiempo y forma sus 6 creditos anteriores, manifiesta que le han servido de mucho y quiere darle mejores condiciones a su hijo, ya que es un varoncito y necesita privacidad. Karla a pesar de ser una joven soltera con esfuerzo propio y sin ayuda de nadie mas que los creditos otorgados por AFODENIC, se ha planteado siempre mantener su record crediticio para continuar trabajando de la mano con esta institucion que es la unica que le ayuda a los asalariados.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Karla Vanessa building of a kitchen and walls in her home.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jan 16, 2009
Feb 1, 2009
Currency Exchange Loss:
Oct 16, 2010