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Tanzania Group
In this Group: Kapemba, Juliana, Hadija*, Ramadhan, Seleman, Bernad, Saburi*, Mwanahamis, Semmani, Mwashamba*, Zainab, Shaban, Ishaka, Zena, Salum, Neema, Rashid, Zainabu
* not pictured
Kapembe H., age 35, is married with two children ages 14 and 12. She has a beauty salon which she started 6 years ago and works daily from 8 am until 8 pm. She is able to earn a monthly income of around $387.

This will be Kapembe’s third loan from Tujijenge Tanzania. She used the previous loans to increase the stock of her salon and started a kiosk where she sells cold drinks and snacks. Kapembe has repaid these loans successfully. She now hopes for a third loan to increase her kiosk business.

Kapembe will share this loan with her loan group, Tanzania, which totals 18 members. The members of the group hold each other accountable in paying back their loans. In the picture, Kapembe is in the centre, sitting on a chair.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 41
    View loans »
    Tanzania Loans Fundraising
  • $15,306,975
    Funds lent in using Kiva
  • 1,320.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tanzania Group's $3,250 loan helped a member to buy cold drinks and snacks for resale.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jan 6, 2009
Jan 7, 2009
Currency Exchange Loss:
May 15, 2009