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Orepa M., 63, is married with 6 children. She has 1 year of experience with her shop business. She sells to the villagers 7 days per week. She has had 2 previous loans with SPBD. She expects her weekly net cash flow to be 600 Tala (about USD $250). SPBD loans are Orepa’s only access to capital because she does not qualify for a loan with the traditional banks.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 67
    View loans »
    Samoa Loans Fundraising
  • $7,683,900
    Funds lent in using Kiva
  • 3.0
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Orepa purchase soap, milk, chicken, lamp flaps, flour, sugar, rice and onions to sell in her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2008
Jan 7, 2009
Currency Exchange Loss:
Jan 15, 2010