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Mariatou
Mrs. Mariatou D., 38, lives with her husband and their four children in the Bougouni Lafiabougou neighborhood of Ségou (fourth administrative region of the Republic of Mali).



Never having attended school due to poverty as well as her own parents' illiteracy, she began to earn her living early on, working together with her mother, at an age where she didn't yet know how to count money. After this initiation, a phase rich in learning and experience, she began to sell various condiments in the Ségou market 20 years ago and enjoys an excellent reputation. Merchandise that has been carefully packaged is displayed on her shelves.



Wishing to increase her turnover, she came to the micro-finance institution Soro Yiriwaso 3 years ago. After receiving a share in three group loans and then one individual loan, all correctly reimbursed, she is on her second individual loan.



She intends to use this loan to buy 2 cartons of Maggi cubes, 1 case of tomato concentrate, and 2 sacks of salt. She buys her stock of these staples from the wholesalers in Bamako (capital of Mali).



Mrs. Mariatou D. sells both for cash or on credit to a clientele composed essentially of women and a few men. She expects to make a monthly profit of 45,000 F CFA which will allow her to support herself and to reinvest in her business. Her greatest desire is to be able to build a house.

View original language description ↓
Madame Mariatou D. est âgée de 38 ans, elle vit avec son mari et ses 4 enfants au quartier Bougouni lafiabougou de Ségou (quatrième région administrative de la république du Mali).
N’ayant pas été à l’école à cause de la pauvreté jumelée à l’analphabétisme de ses parents, elle débuta très tôt les activités génératrices de revenus auprès de sa mère quand elle ne savait même pas compter l’argent. Après cette phase d’initiation riche d’enseignement et d’expérience, elle commença la vente des condiments alimentaires au marché de Ségou depuis 20 ans et jouit d’une très grande notoriété Ces marchandises soigneusement emballées sont disposées sur une étagère.
Dans le souci d’augmenter son chiffre d’affaire qu’elle fait recours à l’institution de microfinance Soro Yiriwaso depuis maintenant trois ans. Après 3 prêts solidaires (prêt de groupe) et 1 prêt individuel tous correctement bien remboursés, elle est à son 2ème prêt individuel.
Elle compte utiliser ce prêt pour acheter, 2 cartons de cubes magies ; 1 carton de concentrées de tomates et 2 sacs de sels. Elle s’approvisionne en ces matières premières auprès de grossistes à Bamako (capitale du Mali).
Madame Mariatou D. vend au comptant ou à crédit à une clientèle composée essentiellement de femmes et de quelques hommes.
Elle envisage de réaliser un bénéfice mensuel de 45 000 FCFA qui servira à subvenir à es propres besoins et investir le reste dans les affaires. Son vœu le plus ardent est de construire une maison.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 29
    View loans »
    Mali Loans Fundraising
  • $10,710,025
    Funds lent in using Kiva
  • 480.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Mariatou purchase of condiments for re-sale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 26, 2008
Listed
Jan 6, 2009
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009