Georgina A. is forty-six years old. She is married and a mother of three children. She has all of her children in school. She has been a local manufacturer of palm oil for two years now. Palm oil is produced from palm nut fruits; the palm kernel is a by-product of palm oil, which is produced first. The palm kernel is processed through various stages to obtain the palm kernel oil.
Georgina produces and supplies her product to food vendors to use in preparing meals. She even treks to the villages to purchase finished goods elsewhere when demand becomes very high. She wants to use this loan to buy more bags of palm nuts, gallons to store the oil, and an electric milling machine in order to increase her efficiency and produce in larger quantities. Georgina believes this will help expand her business and raise more income to support her husband, provide food for her family, and finance her children’s education.
Georgina belongs to the community group called Nyame Nhyira, meaning God Blessing Trust Group. Her picture was taking during their group meeting. In this group, members guarantee for one another as social collateral to access loans and act as peer pressure to repay them.
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Success!! The loan was 100% repaid