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Gotitas De Amor Group
In this Group: Maria De Las Nieves, Marina, Vicenta, Maritza , Yolanda, Maria Elena, Mayra Yanina, Silvia Isabel, Leonor , Catherine Lisbeth*, Maximiliana, Yadira Lizbeth, Emilia, Yanett, Lourdes Nancy
* not pictured
The Gotitas D. Amor (“Little Drops of Love”) Village Bank is a new group that is just starting out with fifteen members, who after weeks of training are very happy to get started. The group members are involved in a variety of businesses: they sell cell phones, bread, cakes, vegetables, firewood, plastics, clothing for children and adults, grains, and catalog cosmetics. The group members sell from home, on delivery, on the street and in several of the city’s markets. They are each requesting different loan amounts, like 300, 600 or 750 soles. The group is requesting a total of 5,700 soles. Group members will use their loans to buy carrots, onions, firewood, bags, t-shirts, sweaters, blouses, wheat, barley and corn. The group members dream of owning their own homes, of expanding their businesses, of providing their children with all the best and a good education.

Translated from Spanish by Cynthia McMurry, Kiva fellow

El Banco Comunal Gotitas D. Amor es un Banco Nuevo que recién inicia con 15 socias, quienes después D. semanas D. capacitación inician con mucha alegría.
Las socias realizan diferentes negocios como la venta D. celulares, panes, pasteles, verduras, leñas, plásticos, ropa para adultos y niños, cereales, cosméticos por catálogos Sus ventas los realizan en sus domicilios, reparten a domicilio, ambulantemente y en algunos mercados D. la ciudad.
Las socias necesitan diferentes montos D. préstamos, algunos montos son D. 300 soles, 600 soles, 750 soles haciendo un total D. 5,700 soles D. préstamos en el Banco Comunal.
Los préstamos lo invertirán en la compra D. zanahoria, cebolla, leña, bolsas, polos, chompas, blusas, trigo, cebada, maíz.
Los sueños D. las socias son tener casa propia, ampliar sus negocios, brindar a sus hijos todo lo mejor, buena educación.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $55,213,250
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Gotitas De Amor Group's $1,850 loan helped a member buy carrots, onions, firewood, bags, t-shirts, sweaters, blouses, wheat, barley and corn.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 20, 2008
Listed
Jan 5, 2009
Currency Exchange Loss:
Covered
Ended:
May 15, 2009