Răcila T. has 32 years old and is active in farming. T. is a member of a credit bank group for the village of Carabetovca. She lives in Carabestovca village, Basarabeasca district, Moldova. Racila's family is actively involved in cereal farming. The family has two farms and they have farmed this land since 1994. The farms are heavily mechanized though there is still much manual work. This is her second loan with Microinvest. The first loan for 5000 lEI, to purchase fertilizer, seeds and loan payments, was repaid May 24, 2007. The loan, now requested is required to purchase farm chemicals and mechanical equipment parts.