Nhean S. is 22 years old and a resident of Kompong Tom Province. She earns a living by raising pigs in a stall next to her house. She will raise two lots of pigs per year and sells them to the slaughterer every six months. She has been earning an income of approximately $4 a day, since 2006. She is married with one son who is a minor and still under her care. Her husband is a farmer and also a wood cutter. To expand the business and earn more revenue, S. is applying for a loan to buy additional piglets to raise and a buffalo to use in her husband business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.