Koem S. is 58 years old a resident of Pursat Province where he has owned a plot of land since 1979. He grows rice crops, which he plants twice a year. He is a good father of seven children: four are single and three are married and live away from home. He is married to Horm Sen, age 57 who also is a rice farmer and raises pigs from their home. To help meet the hard physical labor of his farming work, four of his children are working with him. Rice growing is Koems main source of earning income to sustain his family’s living conditions. S. is applying for a $700 loans to buy two water buffalo to use for plowing the fields..
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.