Nabela is the group leader of the Fatana group. There are three members in this group. Each of them would like to receive a loan for her own business. Zabida and Zakara want to take a loan for the business of tailoring. Nabela wants to take a loan for her bead business. They all want to see progress in their businesses and to earn more money to support their families better in future.
They want to say that they appreciate these loans people in Afghanistan can use to further their businesses and make larger businesses. They want to thank those involved in the Kiva process to support poor people.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.