Sen S. is 26 years old and lives in the Kompong Tom Province. She makes a living raising female cows and selling their offspring, as well as growing rice. She started her businesses more than eight years ago and is currently earning approximately $2 a day. S. is married to Sin Sarat, a local fisherman. She now cares for one young child and her old mother. S. hopes to expand her business; thus she is applying for a $500 loan to purchase more cows to raise and use them to help her in her farming. The loan will help to make her family's life a little more comfortable. (S.'s mother is pictured because she was not available that day)
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.