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Mambo (Greetings!) from Tanzania! This is 35-year-old Johari J. M. from Dar es Salaam, the married mother of a nine-year-old child. Johari has been running a tailoring business since 2003.

At her tailoring business she purchases vitambaa (material), vitenge (a traditional Tanzanian cloth with wax print), and kanga (printed cotton fabric often with a border along all four sides) and makes them into clothing mainly for women. She confided in us that what sets her tailoring business apart is that she is more skilled than others and is able to create different kinds of designs for her customers so they can stand out in a crowd.

Working at the business 11 hours per day, 6 days per week, and assisted by her husband, Johari currently earns about $240 per month. She is now requesting a loan of $550 to purchase additional materials required for making clothes. In the future, she plans to carry a greater variety of materials in order to differentiate her products even further. Johari thanks you for your support!

SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro-Leasing. The organization is engaged in the economic empowerment of women in Tanzania through the provision of a leasing and leaseback microfinance facility. Customs and traditions in Tanzania make it difficult for women to own land and assets; thus they are termed non-creditworthy by financial institutions. This leads to poor financial support and poor access to basic needs and services for women with low incomes. One of the primary advantages of microleasing is that it allows clients to use the equipment as collateral for future loans with SELFINA, thus enabling them to borrow larger sums in the future

About Tanzania

  • $1,900
    Average annual income
  • 44
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,315.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Johari to purchase additional materials required for making clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 24, 2008
Jan 1, 2009
Currency Exchange Loss:
Jan 15, 2010