Vanessa paints nails and does manicures and pedicures at people's homes because she does not have her own salon.
She is attending a university and is the only one that earns income to cover her costs of food and education.
She lives in the zone of Obraje of the city of La Paz, is single and lives in her parents' house under a special rental agreement (anticretico). The proceeds of the loan will go towards the purchase hair color, creams, shampoos, hair permanent solutions, etc..
This is the second time that she request a loan from Impro. Her history classifies her as a #1 client, meaning that she has complied with the terms of repayment of the loan.
Vanessa se dedica al pintado de uñas y también manicure y pedicure, a domicilio, ya que no cuenta con un salón de esta especialidad.
Es la única que genera ingresos para los gastos de alimentación y estudios ya que se encuentra cursando la universidad.
Vive en la zona de Obrajes de la ciudad de La Paz es soltera y vive en la casa en anticrético de sus padres.El crédito solicitado será destinado a la compra de tintes, cremas,, shampoos, liquidos para permanentes, etc.
Es la segunda vez que solicita un crédito en Impro, su historial lo califica como cliente 1 es decir con cumplimiento bueno en el pago de su crédito
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.